“An American businessman was standing at the pier of a small coastal Mexican village when a small boat with just one fisherman docked. Inside the small boat were several large yellowfin tuna.
My “constant preach” is that the days of having a successful and profitable one-person chiropractic practice are over.
In simple terms, value is the art of being fairly compensated for the quality of the product you deliver.
Retirement. That wonderful time of our lives we all look forward to.
Break out the champagne: 2011 is drawing to a close. This year’s seesaw market left many questioning their investment process. Looking in the rear-view mirror, the Japanese tsunami was a major surprise, but the United States and European debt debacles really shouldn’t have been.
You may have heard of critical illness insurance. It’s an interesting product that has been gaining popularity, partly because it was not designed by an insurance company but by a doctor. Dr. Marius Barnard is a surgeon who was part of a team that performed the world’s first heart transplant in 1967. Barnard saw first-hand the financial hardship his patients suffered when going through a critical illness. He lobbied the insurance industry to introduce a new type of “living benefit” to cover the financial impact of a critical illness. He argued that, as a medical doctor, he can repair a person physically but only insurers can repair a patient and their family’s finances. He felt families needed access to a financial product that could help when hit with random and sudden major health issues such as cancer, heart attack or stroke. In 1983 the first critical illness policy was launched in the U.K. and in the 1990s the concept came to Canada.
When it comes to retirement planning, one of the biggest questions most of us face is, “Will I have enough money and will it last?”
In the first part of this article, I touched on several reasons real estate investing is something that many should consider. In the second part, I will approach the topic from a different perspective and look at why one should not invest.
Proper tax planning and implementation are important components of a successful financial plan. With the help of Tim Edworthy, this instalment of Financial Adjustments focuses on professional corporations, and on strategies to reduce taxes and increase your wealth.
Investing in real estate is not a new concept, yet many people don’t include real estate as a part of their investment portfolio. Often, the only real estate many own is their home, and there is much debate about whether or not a home should be considered an asset toward retirement, since most prefer not to sell their homes during their golden years.
There have been significant changes to disability plans for chiropractors in the past few years. Let’s start the new year with an update of these, to help you keep your financial house in order.
The economies of western nations continue to be characterized by debt, deficits and desperate solutions. Most of them now have the worst levels of unemployment since the Great Depression. With low growth rates, the prospect of rapid change is nil to small. Most nations are looking to monetary solutions, where more money is being printed to lend cover for past and current spending.
Jan. 25, 2011 – If you’ve been looking for an affordable option for providing health care coverage for yourself – as a practice owner – your family and for your staff, Dr. David Imrie, a medical doctor who has dedicated himself to the insurance industry for over a decade, might have an answer for you.
Saving isn’t always easy. But it’s vitally important if you are self-employed and you want to look forward to a decent retirement.
First of all, we would like to emphasize that everyone has a value, and anything of value should be insured against loss. Every adult is an asset, whether he or she owns a practice, works for someone else, cares for family members, or cares for their home.
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